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东阳车辆抵押贷款
轻松三步，资金到账
三步到账，比你想象的更简单
产品优势
优势：只押车辆登记证，不装GPS，不家访，不看车况，不押备用钥匙，不改保险，不下户
车辆抵押贷款要求
1、个人名下有车
2、车龄8年内，车市值在3万以上
3、新车上牌，二手车过户，车辆登记证丢失补办满3个月。(在银行或金融机构购车分期贷款不用等3个月)
备注：分期车需要还款满一年才可以变通处理。(先审批，通过以后把车贷剩余尾款结清后，再放款)
之前抵押给个人或者小贷需要解押等3个月
车辆抵押贷款条件
1、车主年龄：22-60周岁单人申请(61-69需要子女出面共同申请)
2、符合下列任意一条常驻要求：(夫妻或直系亲属其中1人符合共同申请即可)
①历史有过抵押类贷款结清或房贷还款满6个月
②征信逾期近半年不能有2，一年不能有3，两年不能有4;单笔贷款或者信用卡近1年内不能有累计6次以上逾期
③查询次数：近2个月内非银行征信查询次数≤3次，只看贷款审批和信用卡审批，担保审查和保前审查不算
④有银行产品需要还款满1年才能申请(也可以同时操作放款)，不满一年共享50万额度(不能有3次以上逾期)
3、【准备资料】备注：征信良好只需要绿本+身份证
①身份证
②财力证明：年缴3次的寿险保单(交清两年内也可以)、全国房贷月供或抵押贷(等额本息)、个人交480以上的公积金、打卡工资、商业车险、北京全款房、结清一年之内的车贷或者银行流水
③车辆登记证、驾照(看审批要求)
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